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    LIC Jeevan Akshay VI - Plan 189 - Annuity for Life time.




    JEEVAN AKSHAY - VI (Plan 14) is an Immediate Annuity plan, which is available to and can be purchased by paying a lump sum amount.

    LIC Jeevan akshay plan provides for annuity payments of a stated amount throughout the life time of the annuitant. Annuitant my receive the annuity monthly, quarterly, half yearly or yearly. Various options are available for the type and mode of payment of annuities.

    Options available under this plan :


    A) Annuity payable for life at a uniform rate.
    B) Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the annuitant is alive.
    C) Annuity for life with return of purchase price on death of the annuitant.
    D) Annuity payable for life increasing at a simple rate of 3% p.a.
    E) Annuity for life with a provision of 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant.
    F) Annuity for life with a provision of 100% of the annuity payable to spouse during his/her lifetime on death of the annuitant.
    G) Annuity for life with a provision of 100% of the annuity payable to spouse during his/ her life time on death of annuitant.
    The purchase price will be returned on the death of last survivor.


    Once option is chosen from the above given list, cannot be altered at any point of the term of the policy.


    • Minimum purchase price under this plan is Rs.1,00,000/- + GST
    • No medical examination is required under this plan and there is no maximum limits for purchase price, annuity etc.
    • Minimum age allowed at entry is 30 years and Maximum age allowed is 85 years (completed).

    The amount of annuity is assured throughout life of the annuitant. In case of death of the anniutant: