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Call at 9480240513 to buy LIC New Jeevan Anand Policy and save Tax under section 80C.

 
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LIC Insurance Plans


LIc New Jeevan Anand

LIC New Endowment Policy

LIC Endowment - Single Premium

Tax Saving Plans

Jeevan Akshay VI

Bima Bachat - Single premium

Money Back 20 yrs

Money Back 25 yrs

LIc New Jeevan Nidhi

LIC New Term Insurance

Jeevan Rakshak

 

LIC New Jeevan Anand Plan - (Table 815)


    LIC New Jeevan Anand plan is a combination of the Whole Life Plan and the most popular Endowment Assurance Plan. LIC New Jeevan Anand Policy provides pre-decided Sum Assured and bonuses at the end of the stipulated premium paying term, but the risk cover on the life continues till death.


Main features

    Under this plan, premiums are limited to the term chosen and benefits are payable on the date of maturity. But the insurance cover on the life assured continues till death, like a whole life policy.
    Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with Final Additional Bonus. No Bonus is paid on death after the premium paying term.Loans will be granted against the surrender value of the policy after payment of premiums for at least 3 years and completion of 3 years. Interest on such loans will be fixed by the corporation from time to time.

    Benefits

      Survival Benefits:
      Sum Assured along with all vested bonuses payable at the end of the premium paying term (Endowment term).

      Accident Benefit:
      The Double Accident benefit is available during the premium paying term and thereafter up to age 70. The premium for this has been built into the tabular premium rates. Maximum accident cover available under this plan will be Rs. 5 lakh (this limit excludes accident benefit taken under other plans).

      Death Benefits:
      Sum Assured along with vested bonuses are payable on death during the premium paying term and when policy ceases. An amount equal to the Sum Assured is payable if death occurs after the premium paying term.
      Simple Reversionary Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with final additional bonus, if any. No Bonus is paid on death after the premium paying term.

      Suitable for:

      Being an endowment assurance + whole life policy, this plan is apt for people of all ages and social groups who wish to protect their families from a financial setback that may occur owing to their demise. The amount assured if not paid by reason of his death earlier will payable at the end of the endowment term where it can be invested in an annuity provision for the rest of the policyholders life or in any other way he may think most suitable at that time. Most ideal if you want to ensure Permanent family financial protection + enjoy the fruits of your savings yourself on outliving the PPT you have chosen.

      Taxation :

    Tax exemptions are subject to Income Tax rules amended from time to time by Government of India under Income Tax Act.,

      Conclusion:

    LIC New Jeevan Anand plan offers benefit of Endowment plan as well as whole life plan with little extra premium and plan is worth taking for those who wants the benefit of both Endowment as well as Whole Life.

    For Insuring under LIC New Jeevan Anand plan, Call us at 9480240513.


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